ValidPacket is an AI-powered forensic engine built for commercial loan underwriting. We help lenders and brokers catch fraud by proving that different documents actually match. Our system cross-references tax returns, bank statements, and financial reports in seconds to find hidden debt, revenue mismatches, and altered PDFs.
Traditional underwriting relies on manual "stare and compare" methods that are slow and prone to error. Fraudsters now use sophisticated tools to create perfect-looking fake documents. ValidPacket acts as a digital forensic desk, spotting pixel-level changes and font inconsistencies that no human eye can catch. We provide "Courtroom-grade" document intelligence for SBA lenders, equipment finance firms, and factoring companies.
Instantly turn months of PDF bank statements into structured data. Spot negative balance days, non-sufficient funds (NSFs), and secret payments to other lenders. Get a clear view of true average daily balances without manual data entry.
Automatically verify that the revenue reported on tax returns matches the deposits shown in bank statements. Our AI finds the discrepancies that lead to loan defaults and compliance failures.
Our forensic engine checks PDF metadata and pixel noise. We flag documents that have been edited or exported from known "statement generator" websites. Protect your capital from zero-day fraud attempts.